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First time buyers

Your journey towards your first home.
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Helping you get your foot on the property ladder

Buying your first home is a very exciting milestone in your life. However, it is likely to involve some of the most important financial decisions you will ever make, and the magnitude of the decision can often make it a daunting prospect.


The choices you have when selecting a mortgage can be overwhelming, due to the fact that there are so many products and lenders to choose from and making the wrong choice could be so costly. From the thousands of options available to our brokers from across the whole market, they will recommend only the best solutions based on your needs.

Wherever you are in your property financing journey, we have the options and advice that can make a difference.

Why get your first mortgage?

Homeownership:

The most obvious benefit is that it allows you to become a homeowner. Instead of renting, you'll have a place to call your own, which can provide stability and security for you and your family.

Building Equity:

As you make mortgage payments, you gradually build equity in your home. This equity can be a valuable asset over time and can be tapped into, through methods like refinancing or selling your home at a profit.

Long-term Financial Stability:

Owning a home can provide a sense of financial stability and predictability, since your mortgage payments are typically fixed for a certain period (if you choose a fixed-rate mortgage).

Retirement Planning:

Owning a home can be a part of your retirement planning. As you pay down your mortgage, you may have reduced housing expenses in retirement.

NFP are a mortgage partner you can trust

We know that supplying good mortgage advice goes much further than just recommending a certain product or lender.  At NFP, our advisers delve deep into your needs and goals, staying by your side throughout the mortgage process to advise you as and when you need. We see ourselves not just as your broker, but as a trusted partner.

Our goal is to ensure...

your mortgage product is suitable for you

our specialists reduce the stress and confusion of the mortgage process

our advice and guidance is fully based on your individual circumstances and needs

you get the support you need, when you need it

First time buyer mortgages: common questions answered

Welcome to our comprehensive video series on getting your first mortgage, where we delve into the essential information you need to make informed decisions about getting your home loan. In this series, we've gathered expert insights and real-life stories to help you navigate the complex world of mortgages with confidence.

Schedule a call

Book a call with one of our mortgage specialists

Speak to one of our mortgage specialists

Eimear Shannon
Eimear Shannon Senior Mortgage Advisor
Paul Mullin
Paul Mullin Senior Mortgage Advisor

Access to all lenders across the Irish market

As a mortgage broker, NFP takes pride in working with a network of the most trusted and established mortgage lenders in the market, to offer you a comprehensive range of products and services from those at the very pinnacle of the industry.

These providers have been carefully selected based on their reputation for excellence, quality and customer satisfaction, to ensure that NFP clients have the best options available to them when applying for a mortgage.

Avant Money Logo
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The mortgage store
Finance Ireland
Haven Mortgages
PTSB

Start your mortgage journey

To organise a no-obligation chat with one of our mortgage advisers, let us know what type of mortgage you are interested in, and we will be in touch.