Life pensions and investments commission summary
Outlined below is a list of the providers that our firm deals with:
Single Contribution Products | Initial Commission | Clawback Period | Trail Commission |
Single Contribution: Pension | Â | Â | Â |
Aviva | 5% | Â | 1% p.a |
Davy Select | Â | Â | 0.50% |
Friends First | 5% | Â | 0.75% p.a |
Irish Life | 5% | Â | 0.75% p.a |
New Ireland | 5% | 5 Years | 1% p.a |
Newcourt Retirement Fund Managers | 0.25% | Â | 0.50% |
Standard Life | 5% | Â | 1% p.a |
Wealth Options Limited | Â | Â | 0.50% |
Zurich Life | 5.5% | Â | 0.50% p.a |
Single Contribution PRSA | Â | Â | Â |
Aviva | 4% | Â | 0.50% p.a |
Davy Select | Â | Â | 0.50% |
Friends First | 7.5% | Â | 0.25% p.a |
Irish Life | 5% | Â | 1% p.a |
New Ireland | 7% | 5 Years | 0.5% p.a |
Newcourt Retirement Fund Managers | 0.25% | Â | 0.50% |
Standard Life | 5% | Â | 0.50% |
Wealth Options Limited | Â | Â | 0.30% |
Zurich Life | 5.5% | Â | 0% p.a |
ARF /AMRF | Â | Â | Â |
Aviva | 5% | Â | 1% p.a |
Davy Select | Â | Â | 0.50% |
Friends First | 5% | Â | 0.75% p.a |
Irish Life | 5% | Â | 0.75% p.a |
New Ireland | 5% | n.a | 1% p.a |
Newcourt Retirement Fund Managers | 0.25% | Â | 0.50% |
Standard Life | 4% | Â | 1% p.a |
Wealth Options Limited | Â | Â | 0.50% |
Zurich Life | 3% | Â | 0.50% p.a |
Annuity | Â | Â | Â |
Aviva | 3% | Â | n.a |
Friends First | 3% | Â | n.a |
Irish Life | 3% | Â | n.a |
New Ireland | 3% | n.a | n.a |
Zurich Life | 3% | Â | n.a |
Investment Bond | Â | Â | Â |
Aviva | 5% | Â | 1% p.a |
BCP | 2.1% | Â | Â |
BlackBee Investments | 3% | Â | Â |
Broker Solutions | 2.5% | Â | Â |
Cantor Fitzgerald Ireland Ltd. | 2.25% | Â | Â |
Davy Select | Â | Â | 0.50% |
Friends First | 4% | Â | 0.75% p.a |
Investec Europe Limited | 2.25% | Â | Â |
Irish Life | 3% | Â | 0.50% p.a |
New Ireland | 4% | 3 Years | 1% p.a |
Standard Life | 4% | Â | 1% p.a |
Zurich Life | 5% | Â | 0.50% p.a |
Regular Contribution Products | Initial Commission | Clawback Period | Renewal / Flat Commission | Trial Commission |
Regular Contribution Pension | Â | Â | Â | Â |
Aviva | 15% | Â | Â | 1% p.a |
Davy Select | Â | Â | Â | 0.50%Â |
Friends First | 25% | Â | Â | 0.75% p.a |
Irish Life | 17.5% | Â | 5% | 0.50% p.a |
New Ireland | 25% | 5 Years | 8% | 1% p.a |
Standard Life | 25% | Â | 5% | 1% p.a |
Zurich Life | 20% | 4 Years | 3% | 050% p.a |
Regular Contribution PRSA | Â | Â | Â | Â |
Aviva | 15% | Â | Â | 1% p.a |
Davy Select | Â | Â | Â | 0.50%Â |
Friends First | 17.5% | Â | Â | 0.25% p.a |
Irish Life | 17.5% | Â | 5% | 0.50% p.a |
New Ireland | 25% | 5 Years | 6% | 0.50% p.a |
Standard Life | 5% | Â | 5% | 0.50% p.a |
Zurich Life | 5% | 4 Years | 5% | 0% p.a |
Savings | Â | Â | Â | Â |
Aviva | 15% | Â | Â | 1% p.a |
Davy Select | Â | Â | Â | 0.50% |
Friends First | 10% | Â | Â | 0.75% p.a |
Irish Life | 5.5% | Â | 5.5% | 0.50% p.a |
New Ireland | 10% | 5 Years | 2.5% | 0.50% p.a |
Standard Life | 15% | 5 Years | n.a | 1% p.a |
Zurich Life | 10% | 4 Years | 1% | 0.50% p.a |
Individual Protection | Yr1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9+ | Clawback Period |
Aviva | 200% | 30% | 30% | 30% | 30% | 30% | 30% | 30% | 30% | 2 Years |
Irish Life | 120% | 28% | 30% | 28% | 28% | 30% | 28% | 28% | 28% | Â |
New Ireland | 225% | 50% | 20% | 20% | 20% | 12.5% | 12.5% | 12.5% | 12.5% | 5 Years |
Royal London | 225% | 0% | 0% | 0% | 0% | 3% | 3% | 3% | 3% | 5 Years |
Zurich Life | 100% | 12% | 12% | 12% | 12% | 12% | 12% | 12% | 12% | 1 Year |
Group Protection | Death in Service | Clawback Period | Permanent Health Insurance | Clawback Period |
Aviva | 6% | Â | 12.5% | Â |
Irish Life | 6% p.a | Â | 12.5% p.a | Â |
New Ireland | 15% | 1 Year | 20% | 1 Year |
Zurich Life | 6% | n.a | 12.5% | n.a |