Mortgage advice built around your next move
Personal mortgage advice to help you buy your first home, switch your mortgage or invest in property with more clarity and confidence.Mortgages, made simpler
Your mortgage is more than just a monthly repayment. It can shape where you live, how you plan for the future and how confidently you make one of life's biggest financial decisions. Whether you're buying your first home, moving, switching your mortgage or investing in property, NFP provides clear, practical advice tailored to your circumstances.
Mortgage decisions can feel complicated. There are lender criteria, deposits, approvals, fixed and variable rates, cashback and green mortgage options, and application requirements to understand. NFP can help make the process easier to navigate. We take time to understand your goals, income, savings and property plans, then help you compare mortgage options from a panel of leading lenders and decide on the next step that's right for you.
Your next move starts here
Every mortgage journey is different. A first-time buyer may need help understanding how much they can borrow and how to secure approval in principle, while a homeowner approaching the end of a fixed rate may want to explore switching options. Property investors may need guidance on buy-to-let lending criteria and how a mortgage fits into wider financial plans.
With mortgage advisors in Dublin and Galway, our role is to help you understand the bigger picture, compare your options and make informed mortgage decisions with confidence.
Mortgage advice built around real life
Clear mortgage advice from the start
We explain the mortgage process, including what lenders may look for, how approval in principle (AIP) works and what documents you may need.
Access to a panel of leading lenders
We review mortgage options from a range of lenders, saving you the time and effort of approaching each one yourself.
Apply online when you are ready
If you are ready to begin, you can go straight to our online mortgage application through Credit Logic. This gives you a clear route to start your mortgage application without waiting for a callback.
Local advice in Dublin and Galway
Our mortgage advisors support clients across Ireland, with teams available through our Dublin and Galway offices.
Why mortgage advice matter
The cost of underinvesting in your people is significant and it goes far beyond individual performance. Without the right development, you risk losing your best talent, weakening your leadership pipeline and limiting your organisation's ability to adapt and grow.
Without professional mortgage advice, you could face:
- uncertainty about how much you may be able to borrow
- applying to a lender whose criteria do not suit your circumstances
- missing opportunities to compare mortgage rates, fixed-rate options, cashback offers or green mortgage options where available
- delays caused by missing documentation or unclear application requirements
- spending valuable time comparing lenders yourself
- less confidence when making decisions about a major financial commitment
With NFP as your partner, we help you:
- understand your borrowing position and mortgage options
- explore mortgage solutions from a range of providers
- prepare and package your application
- consider first-time buyer, switching, home mover, remortgage or buy-to-let options
- book a call with a mortgage specialist when you need guidance
- apply online through Credit Logic when you are ready to start
- stay supported from first enquiry through to drawdown
Explore our mortgage services
Select the area that best reflects what you would like to do next.
First-time buyer mortgages
Buying your first home is a major milestone. We can help you understand how much you may be able to borrow, prepare for AIP and explore schemes such as Help to Buy and the First Home Scheme where relevant.
Mortgage switching and moving home
If your fixed-rate mortgage is ending, you are moving home or you want to compare mortgage rates, we can help you review your options and consider whether switching or moving your mortgage could better suit your current circumstances.
Buy-to-let mortgages
Whether you are buying your first investment property or expanding a portfolio, we can help you understand buy-to-let lending criteria and compare mortgage options for your circumstances.
Everyone starts the mortgage process at a different point. If you would like to talk through your options first, book a call with a mortgage advisor. If you are ready to begin, you can start your mortgage application online through Credit Logic.
Why choose NFP for mortgage advice
People choose NFP because they want mortgage advice that is clear, practical and built around their own circumstances.
Our advisors take the time to understand what you need, assess suitable mortgages available through our lender panel
and guide you through each stage, from your first enquiry to mortgage approval and drawdown. With teams in Dublin and Galway, we can help you understand your options and move forward with greater confidence.
That focus on personal service is reflected in our 350+ 5-star NFP Google reviews across our business.
Talk to our specialists
Talk to our mortgage team
Whether you are ready to apply for a mortgage or simply want to explore your options, we are here to help. Book a call with our mortgage team or apply online through Credit Logic when you are ready to start.
A mortgage broker can help you compare mortgage products from multiple lenders, understand lender criteria and prepare your application. This can save time and help you make a more informed decision.
How much you can borrow depends on your income, commitments, deposit, credit profile and lender criteria. Central Bank loan-to-income rules also apply. A mortgage advisor can help you understand your borrowing potential before you apply.
Approval in principle, often called AIP, is an indication from a lender of how much they may be prepared to lend, subject to full assessment and approval.
We have access to multiple lenders across the Irish market. We will go to the various lenders to find the best mortgage options that align with your circumstances
Yes. If you are ready to start your mortgage application, you can apply online through Credit Logic.
Yes.
You may be able to switch before your fixed rate ends, but there may be breakage fees or other costs. We can help you understand the factors to consider before making a decision.
Depending on your circumstances, schemes such as Help to Buy and the First Home Scheme may be relevant. Eligibility criteria apply
Yes. Self-employed mortgage applications often require additional documentation, such as accounts and Revenue documentation. We can help you understand what lenders may request before you apply.