Create a clear path to retirement
Helping you build a financial plan for the retirement you want.
Retirement planning: turning savings into future income
Retirement planning is not only about the day you stop working. It is about understanding what your future could look like, what income you may need and how your pensions, savings and investments can work together.
At NFP, we work with you to review your existing pensions, understand your retirement options and build a plan for income, lifestyle and long-term security. Whether retirement is many years away, fast approaching or already underway, our teams based in Dublin, Galway and Limerick can support clients across Ireland with practical advice on what comes next.
Retirement planning should help you answer the question: will I have enough?
Many people reach later life with pensions in different places, savings built up over time and uncertainty about how much they will need. Retirement and pension planning helps bring those pieces together, so you can understand where you stand and what may need to change.
The strategy: NFP helps you look at retirement as a whole. We can review your pension arrangements, consider your future income needs, assess how and when you may access your money and help you plan for the lifestyle you want. We can also help you think about what may be left for family or loved ones, and how your retirement decisions connect with wider estate and inheritance planning.
Plan for a more confident retirement
Understand your retirement picture
We help you look at your pensions, savings, investments and expected income in one place.
Review your pensions
Our advisors can help you to understand existing pension arrangements, including whether they still suit your goals and retirement timeframe.
Plan your retirement income
We help you consider how and when to access pension savings and how your income may need to change over time.
Think beyond retirement
For many people, retirement planning also includes family, inheritance and estate planning considerations.
Why retirement and pension planning matters
Without retirement and pension planning, you could face:
- uncertainty about when you can afford to retire
- pensions held in different places with no clear overall strategy
- not knowing how much income you may need in retirement
- drawing money too quickly or too cautiously
- missed opportunities to use pension allowances or tax relief where available
- less clarity about how your retirement decisions could affect your
With NFP as your retirement planning partner, we can help you:
- review your pensions and retirement savings
- estimate what you may need for the retirement lifestyle you want
- consider pension contribution and retirement income options
- understand how your retirement income may change over time
- plan for family and inheritance considerations where relevant
- review your plan as your circumstances change
Explore retirement and pension planning support
Select the area that best reflects what you would like to plan for.
Pension reviews
We provide support to help you understand what pensions you have, how they are structured and whether they remain suitable for your goals.
Pension consolidation considerations
If you have pensions from different employers or providers, we can help you understand the factors to consider before making any changes.
Retirement income planning
We help you consider how pension income, savings and investments may support your spending needs in retirement.
Pre-retirement planning
If retirement is approaching, we can help you prepare for key decisions before you stop working.
Planning during retirement
If you are already retired, we can help you review income, investment and legacy planning decisions over time.
Why choose NFP for retirement and pension planning
Retirement is a major life transition. Our financial planners are based in Dublin, Galway and Limerick, supporting clients across Ireland to make sense of their options and build a plan around their goals, income needs and family circumstances.
We provide practical advice that can help you understand your pensions, assess your future income and make informed decisions before and during retirement.
Complete the form and a specialist will be in touch
Talk to our retirement planning team
Tell us where you are in your retirement journey and what you would like to understand. Whether you are building your pension, approaching retirement or already drawing income, our team can help you explore your options.
Complete the form and a member of our team will be in touch.