Protect the people who depend on you
Helping you consider financial protection for your family, lifestyle and future plans.
Financial protection for life’s uncertainties
Financial planning is not only about growing your money. It is also about protecting the people, income and assets that matter most to you. Illness, injury or death can change a family’s financial position quickly, and the right protection planning can help reduce uncertainty at a difficult time.
At NFP, our specialist advisors can review your protection needs across life cover, income protection, serious illness cover, mortgage protection and wider family or business-owner protection. Our advisors can help you understand the options available and consider what may be suitable for your circumstances.
Protection should be part of your wider financial plan
Many people have some form of cover in place, but they are not always sure what it protects, how much it may pay out or whether it still reflects their current life. Protection planning helps you understand what would happen financially if you could not work, became seriously ill or were no longer here to support those who depend on you.
The strategy: NFP helps you look at protection in the context of your wider financial plan. We can help you consider family responsibilities, mortgage or debt commitments, income needs, business interests and inheritance tax considerations where relevant.
Putting the right protection in place
Protecting your family
We support you in reviewing life cover and family protection needs if others depend on you financially (subject to policy terms).
Protecting your income
Income protection can help provide financial support if illness or injury affects your ability to work, subject to policy terms.
Protecting business-owner interests
For business owners, protection may also involve key person, shareholder or partnership considerations.
Why financial protection matters
Without appropriate protection planning, you could face:
- family income falling suddenly if illness, injury or death occurs
- existing policies that no longer reflect your life or family situation
- business disruption if a key person, shareholder or owner is affected
- inheritance tax or estate planning concerns not considered alongside wider planning
- financial stress at a time when your family needs stability
With NFP as your protection planning partner, we provide support to:
- review existing protection arrangements
- identify potential gaps in family, income protection, mortgage and business protection
- consider cover levels and policy types based on your circumstances
- connect protection planning to retirement, inheritance and business-owner planning
- keep your cover under review as life changes
Explore protection planning support
Select the area that best reflects what you would like to plan for.
Life cover
Life cover can help provide financial support for family or loved ones if you die during the policy term, subject to policy terms.
Income protection
Income protection can help replace part of your income if you cannot work due to illness or injury, subject to policy terms.
Serious illness cover
Serious illness cover can provide a lump sum if you are diagnosed with a specified illness covered by the policy.
Business-owner protection
If you own a business, we can help you consider protection for the business, shareholders and your family.
Why choose NFP for financial protection
Our teams are based in Dublin, Galway and Limerick, supporting clients across Ireland to understand protection options in plain English and consider how cover fits into their wider financial plan.
We work with you to review what you already have, identify where gaps may exist and consider protection that reflects your family, income, mortgage and business responsibilities.
Complete the form and a specialist will be in touch
Talk to our protection team
Tell us what you would like to protect and whether you have existing cover in place. We will help you explore your options and route your enquiry to the right advisor.
Complete the form and a member of our team will be in touch.