Switch your mortgage with confidence
Mortgage advice to help you review your current mortgage, compare options and decide whether switching or moving your mortgage is right for you.Is your current mortgage still right for you?
Your mortgage should continue to work for you long after you have bought your home. Whether your fixed-rate term is ending, interest rates have changed, you are moving home or you simply want to compare your options, reviewing your mortgage could help you make a more informed decision.
At NFP, we explore suitable mortgage options available through our lender panel , explain your options clearly and support you from your first enquiry until your new mortgage is in place.
Whether you are ready to switch now, moving home or simply want to understand your options, our mortgage advisors in Dublin and Galway can help you decide on the next step.
Switching your mortgage, made simpler
If your fixed-rate mortgage is ending, it is worth reviewing what is available before you move onto a new rate. You may also want to review your mortgage if your circumstances have changed, you are moving home, you want to compare fixed mortgage rates or you want to understand whether cashback or green mortgage options could be relevant.
NFP can help you assess your current mortgage, understand the costs and compare options from a panel of leading lenders before deciding whether switching is right for you.
Why consider switching your mortgage?
Without reviewing your mortgage, you could:
- continue paying a higher interest rate than necessary
- miss opportunities to reduce your monthly repayments
- overlook mortgage products that better suit your current needs
- delay future financial goals because of higher borrowing costs
- pay more interest over the lifetime of your mortgage
- miss deadlines when your fixed rate is ending
With NFP, we help you:
- review your current mortgage against what is available in the market
- compare mortgage products from a panel of leading lenders
- understand the costs and potential savings involved in switching
- consider fixed-rate, cashback and green mortgage options where available
- manage the switching or moving-home mortgage process from start to finish
- apply online through Credit Logic when you are ready
Your mortgage switch in four simple steps
Step 1: Talk to an advisor
We review your current mortgage, discuss your financial goals and explain your switching or moving-home options.
Step 2: Compare mortgage products
We help you understand the mortgage options available in the market and recommend the product that is suitable for your circumstances.
Step 3: Manage your application
We help you prepare your documentation, submit your application and keep you informed throughout the process.
Step 4: Complete your switch
Once your new mortgage has been approved, we support you through the final stages to help the switch complete smoothly.
Many homeowners wait until their fixed rate has ended before reviewing their mortgage. Starting earlier can give you more time to compare mortgage rates, understand potential costs and decide whether switching, remortgaging or moving your mortgage could be right for you.
Why switchers choose NFP
Switching your mortgage can feel like a big decision, but it does not have to be complicated. We take the time to understand your circumstances, explain your options clearly and recommend a solution that is tailored to your needs.
We assess suitable mortgages available through our lender panel, to help you find a mortgage that is right for your financial goals.
Talk to our specialists
Talk to our mortgage team
Ready to explore whether switching your mortgage could save you money? Whether your fixed-rate term is ending, you are moving home or you are simply reviewing your options, our mortgage specialists are here to make the process simpler.