Cyber insurance for Irish SMEs
Practical help to reduce cyber risk, limit downtime and put the right cover in place so recovery is faster and more predictableCyber risk shows up fast
we help you stay ready
Cyber incidents are not just an IT problem. They can stop your business trading, disrupt payments, expose customer data and create urgent decisions under pressure. We help you tighten the controls that insurers expect, and arrange cyber insurance that supports you before, during and after an incident.
We support Irish businesses with a practical cyber review that looks at risk, controls and gaps, advice on cyber insurance options and wording, and support if an incident or claim occurs.
Andrew Quinn
Managing Director
5,276+
reports were made to Ireland’s NCSC in 2023, leading to 721 confirmed incidents and 309 investigations.
Source: National Cyber Security
7,781
valid personal data breach notifications were recorded by the DPC in 2024, with 50% linked to correspondence sent to the wrong recipient.
Source: Data Protection Commission
12%
of Irish enterprises experienced a security incident that led to temporary unavailability of ICT services in 2024.
Source: CSO Enterprises 2024 (ICT)
These numbers do not mean every incident becomes a major crisis. They do show how often disruption happens, and why preparation matters.
Why cyber risk is now a business resilience issue
Cyber risk is changing fast. Ireland’s 2025 National Cyber Risk Assessment highlights a more complex threat landscape, increasing cybercrime and the potential for cascading impacts across interconnected sectors.
For most SMEs, the practical impact is straightforward: if systems, email or data become unavailable, trading slows or stops. The aim is to reduce the likelihood of an incident and make the first 24 hours calmer and more controlled if one happens.
What’s included in a cyber insurance policy?
- Business interruption and lost revenue Incident response
- Cyber extortion
- Data and equipment restoration and repair
- Network security and privacy liability
- First and third-party costs Legal expenses
Without cyber insurance, your business could be at risk of:
- Loss of income due to period of business shutdown
- Loss of sensitive customer data, resulting in potential lawsuits and fines
- Damage to business reputation
- Large-scale financial losses due to criminal activity
- Legal and regulatory penalties
Every sector has cyber exposure, it just shows up in different ways
Cyber risk is not limited to tech businesses. Every organisation that uses email, stores personal data, processes payments or relies on cloud systems has some level of vulnerability. What changes by sector is the trigger and the impact.
Waste
The day-to-day risk is disruption to scheduling, routing and site operations, often alongside third-party access to systems and a high reliance on contractors and suppliers.
Logistics
The cost of downtime is immediate. If dispatch, tracking or order systems are unavailable, deliveries stop and customer knock-on issues escalate quickly. This is one of the clearest examples of cyber becoming a business interruption problem.
Manufacturing
Cyber exposure increasingly links to production continuity. Suppliers, remote access, and operational technology can create pinch points where one compromised account or one unavailable system has a disproportionate impact on output and deadlines.
Insolvency
The risk profile is often about highly sensitive data and urgency. Fast-moving transactions, bank detail changes and high volumes of email can increase the likelihood of impersonation, payment diversion fraud and confidentiality breaches.
Financial services
Regulated firms face heightened pressure to respond quickly and evidence controls after an incident. Attacks such as business email compromise, credential theft and supplier-led breaches can expose client data or interrupt services. Cyber insurance helps fund expert response and reduce the impact on customers and the business.
Technology
Tech firms move fast and so do attackers. From ransomware and credential theft to supplier and cloud misconfiguration incidents, a single breach can disrupt service delivery, expose customer data and trigger contractual claims. Cyber insurance helps fund expert response and limit downtime.
Cyber threats are evolving rapidly and risk mitigation is an ongoing challenge. Our role is to help you reduce risk and recover quickly - with practical controls and the right cover.
Andrew Quinn
Managing Director
The cyber incidents we see most often
Request a cyber review
Tell us a bit about your business and we will come back with the right next step.