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Motor trade insurance

From nationwide dealerships to sole traders, we can find the perfect cover for your business

Tailored insurance strategies for your motor trade business

Our advisers have many years of experience providing protection solutions across the whole range of motor trade businesses.

That’s why we know that it’s essential that we get to understand how your business operates, and build solutions that are specifically tailored to cover your risks. With access to the whole of the motor trade insurance market, we can secure a wide range of covers and bespoke policy adjustments to protect your business assets.

A mechanic works on a vehicle with its bonnet up

What kind of motor trade businesses do we work with?

Our commercial insurance team has extensive experience in building tailored protection solutions for all types of motor trade businesses:

Vehicle sales

Mechanical service and repair

Breakdown and recovery services


Tyre fitters

Petrol stations


Which specialist insurances might you need if you operate in the motor trade industry?

Road risks

We’ll have you fully covered to drive your own vehicles, as well as driving your customer’s vehicles during the course of your work.

Wrongful conversion

This cover protects your business against loss from unknowingly selling a vehicle not rightfully owned by you.

Motor trade combined

This a comprehensive road risks cover, and includes material damage, business interruption, employers’, public and product liability, and goods in transit, plus options to include wrongful conversion, loss of MOT licence, legal expenses and engineering inspection and insurance.

Speak to one of our motor trade insurance specialists

Our team of specialists will manage your risks and claims pro-actively, and use their vast experience to find the best insurance solutions for your business.

Here for all your business insurance needs

When considering how to protect your business, it's important to think about the kind of work you do, and the potential risks you may face. However, there are some types of insurance cover that all types of businesses might need. NFP can help you implement a full package of protection for your business, your assets and your people.

Our cover provides protection for your building and contents against damage from adverse events.

NFP can help you protect your profits if you are left unable to trade after an unexpected event like a break-in, fire, or failure in your supply-chain.

We’ll ensure you have access to specialist technical and data protection consultants to help you mitigate a cyber event, such as a hack or data breach, and protect your professional reputation.

We'll help to provide your business with support if you are liable to pay costs relating to personal, property or environmental damage.

Whether you need cover for a single business trip, or for an ongoing programme of travel, we can design a package that protects you and your people in the event of cancellations, accidents and medical emergencies, lost baggage, delays, and emergency evacuations.

We can help you to protect your business against loss of profits and keep you trading if an employee with crucial skills, knowledge, experience or leadership becomes seriously ill or passes away.

Legal expenses insurance covers the cost of defending a legal claim, such as employment disputes, compensation awards, property protection, bodily injury, tax protection, or a health and safety prosecution.

Our cover will help mitigate the risks faced by you and your senior leaders, by providing legal advice, and covering defence and compensation costs relating to legal claims.

As motor fleet specialists, we’re uniquely positioned with direct access to specific markets for both general and specialist fleet services.

Our public liability insurance protects your business against the cost of personal injury or property damage claims made by your clients or members of the public.

We'll help to provide your business with support if you are held liable for injury, illness or damage caused by a defective product.

Request a call back from one of our commercial insurance specialists

To discuss your requirements, fill out the form below and we will be in touch.