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Food and drink insurance

Tailor made insurance strategies for the food and drink sector

Tailored insurance for your food and drink business

The food and drink industry across the globe is large, competitive and diverse. While this provides many exciting opportunities, these are often accompanied by a series of emerging risks, from product recalls to damage to your goods in transit.

To face those challenges, our experts will build a tailored protection strategy for your business, so even if the worst happens, you’ll know you’re protected. From small family firms up to large national manufacturers, our specialist advisers know that each business is unique and needs a bespoke programme of insurance solutions.

Bottles of an orange drink travel along an assembly line

What kind of food and drink businesses do we work with?

Our commercial insurance team has extensive experience in building tailored protection solutions for all types of food and drink businesses:



Wholesalers and distributors

Catering and service

Which specialist insurances might you need if you operate in the food and drink industry?

Product recall

Our specialist team can design the right cover to protect you in the event of a product recall or contamination incident. Alongside supporting you through what can be a costly and complex process, our experts will help you mitigate any potential damage to your brand and reputation.


Your stock is just as vulnerable to theft and damage as your equipment and machinery. The loss of your stock could cause serious damage to your cashflow, which is why our specialist team build comprehensive coverage solutions to ensure your business is protected, should the worst happen.

Goods in transit

This type of cover ensures that any goods you transport by air, road, rail or sea are covered if they don’t arrive at their destination due to theft, loss or damage.

Speak to one of our food and drink insurance specialists

Our team of food and drink insurance specialists will manage your risks and claims pro-actively, and use their vast experience to find the best insurance solutions for your business.

Here for all your business insurance needs

When considering how to protect your business, it's important to think about the kind of work you do, and the potential risks you may face. However, there are some types of insurance cover that all types of businesses might need. NFP can help you implement a full package of protection for your business, your assets and your people.

Our cover provides protection for your building and contents against damage from adverse events.

NFP can help you protect your profits if you are left unable to trade after an unexpected event like a break-in, fire, or failure in your supply-chain.

We’ll ensure you have access to specialist technical and data protection consultants to help you mitigate a cyber event, such as a hack or data breach, and protect your professional reputation.

We'll help to provide your business with support if you are liable to pay costs relating to personal, property or environmental damage.

Whether you need cover for a single business trip, or for an ongoing programme of travel, we can design a package that protects you and your people in the event of cancellations, accidents and medical emergencies, lost baggage, delays, and emergency evacuations.

We can help you to protect your business against loss of profits and keep you trading if an employee with crucial skills, knowledge, experience or leadership becomes seriously ill or passes away.

Legal expenses insurance covers the cost of defending a legal claim, such as employment disputes, compensation awards, property protection, bodily injury, tax protection, or a health and safety prosecution.

Our cover will help mitigate the risks faced by you and your senior leaders, by providing legal advice, and covering defence and compensation costs relating to legal claims.

As motor fleet specialists, we’re uniquely positioned with direct access to specific markets for both general and specialist fleet services.

Our public liability insurance protects your business against the cost of personal injury or property damage claims made by your clients or members of the public.

We'll help to provide your business with support if you are held liable for injury, illness or damage caused by a defective product.

Request a call back from one of our commercial insurance specialists

To discuss your requirements, fill out the form below and we will be in touch.