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Real estate Insurance

Understanding the unique risks present in the real estate sector

A real estate insurance partner you can trust

We pride ourselves on our service expertise and vast experience in partnering with real estate clients. Our experienced team of advisers can offer you a bespoke solution to suit your needs.

  • Access to 30+ A-rated insurers
  • Bespoke wordings
  • Risk management advice and surveys


We are proud to currently represent some of the largest property owners in the Republic of Ireland and the UK. We provide advice on insurance placements for commercial property owners, portfolio managers, managing agents and multi-national funds.


With access to 30+ A-rated insurers, we offer a wide range of options for insurance programmes. Our advisers will work with you from end to end - from placement of your policy, to risk management, right through to claims services should the unexpected happen.


In reviewing your covers, we will simplify and explain any conditions, warranties, subjectivities or endorsements to ensure you are fully informed and compliant with the policy.

NFP always produce competitive terms, respond to queries very promptly and are available to be contacted day or night. If I have an insurance query, I would often use them as a sounding board or for a second opinion.

Tailored insurance strategies for your real estate business

Cover for real estate is often referred to as property owner’s or commercial property insurance in the industry, and covers any property type from large residential developments, to industrial units, retail parks, shopping centres and multi-asset portfolios for property investors and funds.

We can help to protect your business against the unique risks you face, such as damage to your property assets, loss of rent, construction and development risks, and specific property owner’s liabilities.

We can support your business to manage risks, and build bespoke coverage solutions for all types of projects, large and small.

A miniature model of city buildings

What kind of real estate businesses do we work with?

Our team can support all investors in real estate, whether you rent out a single property, or those with a significant property portfolio.

Property managers

Managing agents

Property developers

Residential developments

Industrial units

Retail parks and shopping centres

Asset managers

Investors and funds with multi-asset portfolios

Which specialist insurances might you need if you operate in the real estate sector?

Business interruption

Protecting you against financial losses or the cost of alternative accommodation, should your property be rendered unfit for occupation following damage.

Legal expenses

Legal expenses insurance for the real estate sector covers the cost of defending a legal claim, such as a health and safety prosecution, property protection, or tenant and contract disputes.

Property owner’s liability

Property owner’s liability covers third party personal injuries that are caused by, or linked to, use of your property.

Rent guarantee

Rent guarantee insurance is a layer of rent protection insurance for landlords. It can cover the income you make from your rental if your tenants fall behind in their payments.

Speak to one of our real estate insurance specialists

Our real estate insurance team has extensive experience in building tailored protection solutions for all types of commercial property and property development businesses.

Here for all your business insurance needs

When considering how to protect your business, it's important to think about the kind of work you do, and the potential risks you may face. However, there are some types of insurance cover that all types of businesses might need. NFP can help you implement a full package of protection for your business, your assets and your people.

Our cover provides protection for your building and contents against damage from adverse events.

NFP can help you protect your profits if you are left unable to trade after an unexpected event like a break-in, fire, or failure in your supply-chain.

We’ll ensure you have access to specialist technical and data protection consultants to help you mitigate a cyber event, such as a hack or data breach, and protect your professional reputation.

We'll help to provide your business with support if you are liable to pay costs relating to personal, property or environmental damage.

Whether you need cover for a single business trip, or for an ongoing programme of travel, we can design a package that protects you and your people in the event of cancellations, accidents and medical emergencies, lost baggage, delays, and emergency evacuations.

We can help you to protect your business against loss of profits and keep you trading if an employee with crucial skills, knowledge, experience or leadership becomes seriously ill or passes away.

Legal expenses insurance covers the cost of defending a legal claim, such as employment disputes, compensation awards, property protection, bodily injury, tax protection, or a health and safety prosecution.

Our cover will help mitigate the risks faced by you and your senior leaders, by providing legal advice, and covering defence and compensation costs relating to legal claims.

As motor fleet specialists, we’re uniquely positioned with direct access to specific markets for both general and specialist fleet services.

Our public liability insurance protects your business against the cost of personal injury or property damage claims made by your clients or members of the public.

We'll help to provide your business with support if you are held liable for injury, illness or damage caused by a defective product.

Request a call back from one of our commercial insurance specialists

To discuss your requirements, fill out the form below and we will be in touch.