Confidence at the top starts with the right protection
Many business leaders may be unaware that they can be held personally liable for the business decisions they make. In such an event, it could be your own finances on the line. Directors and Officers liability insurance provides protection to your company and its leaders if they are accused of any wrongdoing in their daily duties as a director, officer or partner of your business. At NFP, we help protect your leadership team with tailored D&O insurance solutions that provide peace of mind and financial security.
James Byrne
Financial Lines Account Handler
What’s included in a Directors and Officers policy?
- Directors and Officers (D&O) liability
- Employment practices liability
- Regulatory and investigation costs
- Crime and fraud
- Cyber liability
- Legal expenses
Without D&O insurance, your business could be at risk of:
- Personal or business financial losses
- Costly legal expenses
- Shareholder and investor claims
- Employement practise disputes
- Shareholder disputes
- Contractual disputes
An insurance partner you can trust
Decades of experience
We have been involved in the financial lines industry for over 25 years, and have acquired a number of exclusive professional indemnity facilities to cater for our substantial portfolio of regulated/ MiFID authorised clients.
Specialist knowledge
We understand the nuances of financial and executive risk. Whether you're navigating complex claims, distressed risks, or regulatory change, we can provide bespoke solutions that truly revolve around you, your business and its needs.
Market-leading access
We maintain exclusive facilities and strong relationships with A-rated insurers, enabling us to secure competitive terms and innovative cover for even the most complex risks.
Who's it for
Our D&O solutions are suitable for:
Public and private companies
Not-for-profit organisations
Regulated financial institutions
Professional services firms
Start-ups and scale-ups
Request a quote from one of our Directors and Officers insurance specialists
To discuss the requirements of your business, fill out the form below and one of our specialists will be in touch.
Frequently asked questions about Directors and Officers liability insurance
A typical indemnity limit for management liability insurance starts at £1 million and goes up to £10 million. As your insurance specialist, NFP can offer specialist advice on your company’s level of risk and help determine the amount of cover you require.
This depends on the policy you select. Policies with a recent inception date will only cover claims based on events that occur from that date onwards, however some policies can have a much longer – or even endless – retroactive date, which will cover claims relating to more historic incidents. These considerations are something that an experienced broker like NFP will take in to account, which is why selecting the right partner is so important.
Whilst your company may have enough financial resources to settle any legal claims, many cases - due to conflicts of interest, regulatory requirements, or personal liability under the law - cannot be dealt with at a corporate level. In these instances, the responsibility falls to your company leaders personally, so management liability insurance is vital to protect them and their personal finances.
Without the right cover, the cost of legal defence can be significant, making it challenging to personally fund court proceedings in the event of a claim or allegation, even if it is completely unfounded. In a ‘your word against theirs’ scenario, it can be hard to properly clear your name, but our specialist team can be there to fight your corner, should the unexpected happen.