Margin Investments Limited t/a NFP Commission Summary
We, Margin Investments Limited t/a NFP act as an intermediary between you, the consumer, and the product provider with whom we place your business.
The list of providers we have commission sharing arrangements with is below:
AIG Europe S.A
Typically for these products only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)
|
Product |
Commission % |
|
PI |
20% |
|
PI Rapidcover |
25% |
|
Excess Rapid Cover |
22.50% |
|
Shop Rapid Cover |
15% |
|
Office Rapid Cover |
22.50% |
|
Property Owners Rapid Cover |
20% |
|
Public Liability |
22.50% |
|
Cyber Rapid Cover |
20% |
|
PA/Travel |
15% |
|
Marine Rapid Cover |
20% |
|
Commercial Combined Rapid Cover |
17.50% |
|
D&O, Crime, PTL, EPL, Entity |
17.50% |
|
Motor |
10% |
|
Excess |
17.50% |
|
Terrorism |
20% |
|
Environmental Liability |
18% |
|
D&O, Crime, PTL, EPL, Entity Rapidcover (Bus Guard) |
20% |
|
Employers Liability |
6% |
AXA Insurance dac.
Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).
|
Product |
Commission % |
|
Household |
15% |
|
Employers Liability |
7.50% |
|
Employers Liability (Agriculture Product) |
10% |
|
Public/Product Liability |
17.50% |
|
Other Classes (Enterprise , Portfolio , Agriculture Products) |
20% |
|
Enterprise Commercial Combined product |
17.50% |
|
Private Car |
5% |
|
Commercial Vehicle |
5% |
|
Shop, Office, Surgery (online |
17.50% |
|
Fleet |
5% |
|
Tradesman and Professionals (online) |
15% |
|
Property Owners Portfolio Product |
17.50% |
Alianz Plc.
Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).
|
Product |
Commission % |
|
SME |
15% |
|
SMP (Property Owners) |
15% |
|
Engineering |
15% |
|
Motor Fleet |
5% |
Allied World Plc.
Typically for these products only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)
|
Product |
Commission % |
|
Combined Liability |
10% |
ARAG
Typically for these products only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)
|
Product |
Commission % |
|
Commercial Combined |
15% |
|
EPL Standalone |
15% |
ARB Underwriting Ltd.
Typically for these products only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)
|
Product |
Commission % |
|
Professional Indemnity |
17.5% (risks placed with CFC 10-12.5% based on risk involved) |
|
Commercial Apartment Blocks |
12.50% |
|
Motor and Motor Trade Road Risk |
5% |
|
Motor Trade Internal Risk |
10% |
|
Travel |
20% |
|
Cyber |
12.50% |
|
Medical |
10% |
|
Commercial Property |
15% |
Aviva Insurance Ltd.
Typically for these products only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)
|
Product |
Commission % |
|
Agriculture Business |
15% |
|
Contract Works |
15% |
|
Engineering Inspection |
15% |
|
Home |
12.50% |
|
Marine |
18.70% |
|
Motor Fleet |
10% |
|
Packages |
20% |
|
Commercial Motor |
10% |
|
Commercial Motor D Product |
20% |
|
Trademark+ |
20% |
Blackrock Insurance Solutions Ltd.
Typically for these products only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).
|
Product |
Commission % |
|
Liability |
Varies based on risk 5-10% |
Capital Cover Group Ltd.
Typically for these products only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).
|
Product |
Commission % |
|
Apartment Owner |
15% |
|
Bespoke apt Owner |
15% |
|
Bespoke Apt Renter |
15% |
|
Holiday Home |
15% |
|
Owner Occupied |
15% |
|
Residential Let |
15% |
|
Holiday Home Basics |
10% |
|
Holiday Home |
10% |
|
Homeworker |
15% |
|
Mobile Home |
10% |
|
Mid Net Worth |
15% |
|
Owner Occupied |
15% |
|
Residential Let |
15% |
|
Touring Caravan |
10% |
|
Unoccupied PDH |
10% |
|
Light Commercial Vehicle |
6% |
Catalpha Underwriting Ltd
Typically for these products only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).
|
Product |
Commission % |
|
Motor Fleet |
10% |
|
Combined Liability |
10% |
Chubb Insurance Co. of Europe S.E.
Typically for these products only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).
|
Product |
Commission % |
|
Commercial Package |
15% |
|
Combined Liability |
10% |
|
Monoline Public Liability |
10% |
|
Environmental Impairment Liability |
15% |
|
Excess Liability |
15% |
|
Professional Indemnity |
15% |
|
Crime |
15% |
|
Cyber |
15% |
|
D&O |
15% |
|
Marine |
15% |
|
Contractors All Risk |
15% |
|
Masterpiece Motor |
15% |
|
Masterpiece Household |
7.50% |
|
Personal Accident/Travel |
20% |
|
Surety |
10% |
|
Entertainment |
15% |
Citynet Insurance Brokers Ltd.
Typically for these products only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).
|
Product |
Commission % |
|
OBE Liability |
10% |
|
OBE Property |
12.50% |
|
JRP Liability |
10% |
|
JRP Property |
12.50% |
|
Syndicate 2525 |
10% |
|
CNA Hardy |
10% |
|
Sompo |
11% |
|
AXA/XL |
10% |
|
Axis |
10% |
|
Aspen |
10% |
|
Manchester Underwriting |
7.50% |
Consilium Insurance Brokers Ltd.
Typically for these products only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).
|
Product |
Commission % |
|
Property – Helvetia |
5-10% |
|
Combined Liability – Corin |
10% |
Corporate Underwriting Ltd.
Typically for these products only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).
|
Product |
Commission % |
|
Marine Cargo |
7.50% |
|
Carrier Liability |
18.77% |
Credendo - Guarantees & Specialist Risks
Typically for these products only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).
|
Product |
Commission % |
|
Bonds |
0-10% |
Dual Insurance
Typically for these products only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).
|
Product |
Commission % |
|
PI |
20% |
Ecclesiastical
Typically for these products only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).
|
Product |
Commission % |
|
Amethyst |
10% |
|
Premier |
10% |
|
Homeworks |
12.50% |
|
Property Works |
12.50% |
|
Unoccupied |
10% |
|
Land Liability |
10% |
|
Property Owners |
15% |
|
PI |
20% |
FBD Insurance Plc.
Typically for these products only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).
|
Product |
Commission % |
|
Property |
15% |
|
Commercial Combined |
15% |
|
Employers Liability Only |
6% |
|
Public Liability Only |
10% |
|
Public Liability & Employers Liability |
10% |
|
Fleet Motor |
10% |
|
Private Motor |
5% |
|
Commercial Motor |
5% |
|
Home |
15% |
|
Computer |
15% |
|
Marine |
15% |
|
All Others |
15% |
Frost Insurances Ltd.
Typically for these products only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).
|
Product |
Commission % |
|
Property Owners |
15% |
|
Commercial Combined |
15% |
Hiscox SA.
Typically for these products only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).
|
Product |
Commission % |
|
Professional and Speciality Commercial |
20% |
HSB Engineering
Typically for these products only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).
|
Product |
Commission % |
|
Casualty |
15% |
|
Computer & Electronics |
15% |
|
Construction |
15% |
|
Energy |
15% |
|
Engineering |
15% |
|
Equipment Breakdown |
15% |
KennCo Underwriting Ltd.
Typically for these products only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).
|
Product |
Commission % |
|
Household |
15% |
|
Motor |
15% |
|
Commercial |
15% |
|
Motor Trade |
5% |
|
Garage Combined |
15% |
|
Professional Indemnity |
15% |
|
Cyber |
12.50% |
|
Medical Malpractice |
10% |
|
Travel |
20% |
Liberty Insurance
Typically for these products only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).
|
Product |
Commission % |
|
Household |
20% |
|
Private Motor |
10% |
|
Commercial Motor |
10% |
|
Fleet |
10% |
|
Liberty Mutal – PI |
20% |
LIME Underwriting
Typically for these products only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).
|
Product |
Commission % |
|
Motor Fleet |
7.50% |
|
Motor Trade |
10% |
|
Liability |
10% |
|
Property Owners |
10%-12.50% |
|
Personal Accident |
10%-15% |
Newline Group
Typically for these products only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).
|
Product |
Commission % |
|
PI (Access through KennCo U/W) |
15% |
Munich RE.
Typically for these products only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).
|
Product |
Commission % |
|
Facultative – Domestic Transit |
20% |
|
Facultative – Marine Cargo |
25% |
|
Facultative – Marine Goods in Transit |
25% |
|
Domestic Transit |
20% |
|
Marine Cargo |
20% |
|
Marine Goods in Transit |
20% |
|
Stock Throughput |
20% |
|
Worldwide Machinery Installation |
20% |
|
Computer |
20% |
|
Contractors All Risk Annual |
25% |
|
Contractors All Risks Specific |
20% |
|
Erection All Risk Annual |
20% |
|
Erection Al Risks Specific |
20% |
|
Machinery Movement |
20% |
|
Deterioration of Stock |
20% |
|
Forwarding, Forwarding & Haulage |
20% |
|
Forwarding, Haulage & Warehouse |
20% |
|
Haulage & Warehousing |
20% |
|
Hauliers Liability |
20% |
|
Terrorism |
17.50% |
Optis Insurance
Typically for these products only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).
|
Product |
Commission % |
|
Combined Liability |
15% (QBE 2% – XLC-2.5%) |
|
Property Owners/ Real Estate |
17.50% |
|
Pub |
15% |
|
Commercial Combined |
15% (City Net- 2%) |
|
Shop |
15% |
|
Retail |
2% |
|
Restaurant |
2% |
|
PI |
20% |
|
Self-Build |
15% (City Net- 2%) |
|
Couriers / Couriers Liability |
15% |
|
Office |
15% |
|
B&B & Guesthouse |
15% |
|
Contractors All Risk |
15% |
|
Personal Accident |
15% |
|
Legal Expenses |
15% |
|
Motor Fleet |
0% -10% |
|
Open Market |
0% |
Ornella Underwriting Limited
Typically for these products only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).
|
Product |
Commission % |
|
Hospitality Package - Commercial Combined |
10-15% |
|
Accidental Damage, Fire and Theft |
10% |
|
Bloodstock |
10% |
|
Fleet |
10% |
|
Private Car |
5% |
Premium Credit Limited
Typically for these products only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).
|
Product |
Commission % |
|
Finance |
1% |
Prestige Underwriting Services Limited
Typically for these products only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).
|
Product |
Commission % |
|
Commercial Vehicle |
8% |
|
Prestige Ireland Motor Trade |
7.5% |
|
Prestige Ireland Non Standard Private Car |
8% |
|
Prestige Non Standard Private Car EDI |
6% |
|
Amtrust Property ROI |
14% |
Recyclesure
Typically for these products only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).
|
Product |
Commission % |
|
Property Owners |
5%-10% |
RSA
Typically for these products only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).
|
Product |
Commission % |
|
Contractors All Risks |
15% |
|
Carriers Liability |
20% |
|
Cargo |
18.80% |
|
Employers Liability |
6% |
|
Engineering |
6% |
|
Apartments/Block of Flats |
15% |
|
Household Non Full Cycle |
15% |
|
Household Non Full Cycle |
15% |
|
Marine |
15% |
|
Office |
17.50% |
|
Personal Accident/Travel |
20% |
|
Combined |
15% |
|
PI |
17.50% |
|
Public Liability |
10% |
|
Property |
12.50% |
|
Shop |
15% |
|
Traders |
20% |
|
Commercial Vehicle |
5% |
|
Own Goods |
10% |
|
Haulage |
5% |
Surety Bonds
Typically for these products only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).
|
Product |
Commission % |
|
Bonds |
0-7.5% |
SUS
Typically for these products only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).
|
Product |
Commission % |
|
Shopsafe |
15% |
|
Gourmetsafe |
15% |
|
Chipsafe |
15% |
|
Miscellaneous Safe |
15% |
|
Property Owners |
15% |
|
Personal Accident |
10% |
|
Personal Accident/Travel |
10% |
|
Travel – Individual |
10% |
|
Travel – Business |
10% |
|
Combined Liability |
12.50% |
|
All Others |
On Request |
Thomond Underwriting
Typically for these products only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).
|
Product |
Commission % |
|
Liability |
15% |
|
Material Damage & BI |
15% |
|
Property Owners |
15% |
|
Personal Accident |
10% |
|
Personal Accident & Illness |
10% |
|
Contractors All Risks |
12.50% |
|
Contractors All Risk |
15% (Great American International Insurance DAC) |
|
Travel – Individual |
10% |
|
Travel – Business |
10% |
|
Cyber |
12% |
|
Bonds |
Varies on Case |
Travellers
Typically for these products only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).
|
Product |
Commission % |
|
Motor Fleet |
Package: 5% Standalone: 5% |
|
Property Covers |
Package: 5% Standalone: 15% |
|
Motor Trade Road Risks |
Package: 5% Standalone: 5% |
|
Employers Liability |
Package 15% Standalone: 15% |
|
Public Liability |
Package: 15% Standalone: 15% |
|
Technology E&O |
20% |
|
Cyber Liabilities |
Package: 20% Standalone: 20% |
|
Management Liability |
Package: 17.50% Standalone: 17.5% |
The Underwriting Exchange
Typically for these products only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).
|
Product |
Commission % |
|
Liability |
10% |
|
OBE Real Estate |
15% |
|
OBE Commercial |
10% |
|
Probitas |
10% |
|
EPU |
15% |
|
JRP |
12.50% |
|
Axis |
15% |
|
Aspen Real Estate |
15% |
|
Aspen Commercial |
10% |
Willis - Aviva Scheme
Typically for these products only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).
|
Product |
Commission % |
|
Asgard Private Car |
10% |
|
Asgard Commercial Fleet |
10% |
|
Asgard Bus & Coach Fleet & Single |
10% |
|
Propsure |
17.50% |
|
Property , BI & Money |
15% |
|
Liability |
7% |
|
Motor |
5% |
Zurich Insurance Plc
Typically for these products only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).
|
Product |
Commission % |
|
Commercial Motor Vehicle |
5% |
|
Private “All Risks” Policy |
15% |
|
Annual Travel Policy |
15% |
|
Building in the Course of Erection |
15% |
|
Contractors “All Risks” Policy |
15% |
|
Commercial Combined Policy |
15% |
|
Commercial Liability Policy |
6% – E.L |
|
Commercial Liability Policy |
10% – P.L |
|
Commercial Liability Policy |
10% – Products |
|
Computer “All Risks” Policy |
15% |
|
Commercial Motor Vehicle |
5% |
|
Combined Property Policy |
12.50% – Fire & Additional Perils, Material Damage All Risks, B.I , All Risks |
|
Combined Property Policy |
– 15% – Business, All Risks, Book Debts, Burglary, Glass , Money , Marine Cargo- Imp/Exp & Git |
|
Private Motor Vehicle |
5% |
|
Commercial Combined (U.K.) Pol |
15% |
|
Engineering Policy |
15% |
|
Farm Fire Policy |
12.50% |
|
Fidelity Policy |
15% |
|
Fleet Motor Vehicle |
5% |
|
Group Personal Accident Travel |
15% |
|
Household |
15% |
|
Household DA |
20% |
|
Legal Expenses |
25% |
|
Combined Caravan/Mobile Home |
15% |
|
Marine Policy |
17.50% |
|
Motor Traders Internal Policy |
10% |
|
Personal Accident Policy |
15% |
|
Group Personal Accident Policy |
15% |
|
Private Dwelling House Policy |
15% |
|
Private Motor Vehicle |
5% |
|
Personal Accident Travel Pol |
15% |
|
Personal Accident Road & Rail |
15% |
|
Apartment Block Policy |
15% |
|
Motor Traders Combined – 5% – (MIA and MIB 10%) |
5% – (MIA and MIB 10%) |
|
Guest House “All In” Policy |
15% |
|
Office Policy |
15% |
|
Tradestar-Property Owners |
15% |
|
Residential Care Home Policy |
15% |
|
Shops Policy |
15% |
|
Small Craft/ Yacht Policy |
15% |
|
Farm Policy Broker Household |
12.50% |
|
15% |
|
|
Broker Household DA |
20% |
|
Mini Fleet Vehicle |
5% |
|
Tradestar Office |
15% |
|
Professional Indemnity |
15% |
|
Tradestar Property Owners |
15% |
|
Tradestar Shop |
15% |