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First time buyers

Your journey towards your first home

Welcome to Your Homeownership Journey!

Buying your first home is a monumental milestone in life—exciting, yet full of weighty decisions that can shape your financial future. While securing the right mortgage is an essential step in turning your dream into a reality, it’s also one of the most important financial choices you’ll ever make. The sheer number of options available—from countless products to a wide range of lenders—can make the process feel overwhelming and daunting. Making the wrong choice could prove costly, but with expert guidance, the journey becomes much more manageable.

Sorcha Timoney
Senior Mortgage Manager

Why get your first mortgage?

Homeownership

The most obvious benefit is that it allows you to become a homeowner. Instead of renting, you'll have a place to call your own, which can provide stability and security.

Building Equity

As you make mortgage payments, you gradually build equity in your home. This equity can be a valuable asset over time and can be tapped into, through methods like refinancing or selling your home at a profit.

Financial Stability

Owning a home can provide a sense of financial stability and predictability, since your mortgage payments are typically fixed for a certain period (if you choose a fixed-rate mortgage).

Retirement Planning

Owning a home can be a part of your retirement planning. As you pay down your mortgage, you may have reduced housing expenses in retirement.

Request a chat with our mortgage specialists now

If you're ready to explore how NFP can support you, reach out to us today.

NFP are a mortgage partner you can trust

We know that supplying good mortgage advice goes much further than just recommending a certain product or lender.  At NFP, our advisers delve deep into your needs and goals, staying by your side throughout the mortgage process to advise you as and when you need. We see ourselves not just as your broker, but as a trusted partner.

Our goal is to ensure...

your mortgage product is suitable for you

our specialists reduce the stress and confusion of the mortgage process

our advice and guidance is fully based on your individual circumstances and needs

you get all of the support you need, when you need it

Access to all lenders across the Irish market

As a mortgage broker, NFP takes pride in working with a network of the most trusted and established mortgage lenders in the market, to offer you a comprehensive range of products and services from those at the very pinnacle of the industry.

These providers have been carefully selected based on their reputation for excellence, quality and customer satisfaction, to ensure that NFP clients have the best options available to them when applying for a mortgage.

Avant Money Logo
ICS Photo
The mortgage store
Finance Ireland
Haven Mortgages
PTSB

Start your mortgage journey

To organise a no-obligation chat with one of our mortgage advisers, let us know what type of mortgage you are interested in, and we will be in touch.