Life pensions and investments commission summary
Outlined below is a list of the providers that our firm deals with:
| Single Contribution Products | Initial Commission | Clawback Period | Trail Commission |
| Single Contribution: Pension | |||
| Aviva | 5% | 1% p.a | |
| Davy Select | 0.50% | ||
| Friends First | 5% | 0.75% p.a | |
| Irish Life | 5% | 0.75% p.a | |
| New Ireland | 5% | 5 Years | 1% p.a |
| Newcourt Retirement Fund Managers | 0.25% | 0.50% | |
| Standard Life | 5% | 1% p.a | |
| Wealth Options Limited | 0.50% | ||
| Zurich Life | 5.5% | 0.50% p.a |
| Single Contribution PRSA | |||
| Aviva | 4% | 0.50% p.a | |
| Davy Select | 0.50% | ||
| Friends First | 7.5% | 0.25% p.a | |
| Irish Life | 5% | 1% p.a | |
| New Ireland | 7% | 5 Years | 0.5% p.a |
| Newcourt Retirement Fund Managers | 0.25% | 0.50% | |
| Standard Life | 5% | 0.50% | |
| Wealth Options Limited | 0.30% | ||
| Zurich Life | 5.5% | 0% p.a |
| ARF /AMRF | |||
| Aviva | 5% | 1% p.a | |
| Davy Select | 0.50% | ||
| Friends First | 5% | 0.75% p.a | |
| Irish Life | 5% | 0.75% p.a | |
| New Ireland | 5% | n.a | 1% p.a |
| Newcourt Retirement Fund Managers | 0.25% | 0.50% | |
| Standard Life | 4% | 1% p.a | |
| Wealth Options Limited | 0.50% | ||
| Zurich Life | 3% | 0.50% p.a |
| Annuity | |||
| Aviva | 3% | n.a | |
| Friends First | 3% | n.a | |
| Irish Life | 3% | n.a | |
| New Ireland | 3% | n.a | n.a |
| Zurich Life | 3% | n.a |
| Investment Bond | |||
| Aviva | 5% | 1% p.a | |
| BCP | 2.1% | ||
| BlackBee Investments | 3% | ||
| Broker Solutions | 2.5% | ||
| Cantor Fitzgerald Ireland Ltd. | 2.25% | ||
| Davy Select | 0.50% | ||
| Friends First | 4% | 0.75% p.a | |
| Investec Europe Limited | 2.25% | ||
| Irish Life | 3% | 0.50% p.a | |
| New Ireland | 4% | 3 Years | 1% p.a |
| Standard Life | 4% | 1% p.a | |
| Zurich Life | 5% | 0.50% p.a |
| Regular Contribution Products | Initial Commission | Clawback Period | Renewal / Flat Commission | Trial Commission |
| Regular Contribution Pension | ||||
| Aviva | 15% | 1% p.a | ||
| Davy Select | 0.50% | |||
| Friends First | 25% | 0.75% p.a | ||
| Irish Life | 17.5% | 5% | 0.50% p.a | |
| New Ireland | 25% | 5 Years | 8% | 1% p.a |
| Standard Life | 25% | 5% | 1% p.a | |
| Zurich Life | 20% | 4 Years | 3% | 050% p.a |
| Regular Contribution PRSA | ||||
| Aviva | 15% | 1% p.a | ||
| Davy Select | 0.50% | |||
| Friends First | 17.5% | 0.25% p.a | ||
| Irish Life | 17.5% | 5% | 0.50% p.a | |
| New Ireland | 25% | 5 Years | 6% | 0.50% p.a |
| Standard Life | 5% | 5% | 0.50% p.a | |
| Zurich Life | 5% | 4 Years | 5% | 0% p.a |
| Savings | ||||
| Aviva | 15% | 1% p.a | ||
| Davy Select | 0.50% | |||
| Friends First | 10% | 0.75% p.a | ||
| Irish Life | 5.5% | 5.5% | 0.50% p.a | |
| New Ireland | 10% | 5 Years | 2.5% | 0.50% p.a |
| Standard Life | 15% | 5 Years | n.a | 1% p.a |
| Zurich Life | 10% | 4 Years | 1% | 0.50% p.a |
| Individual Protection | Yr1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9+ | Clawback Period |
| Aviva | 200% | 30% | 30% | 30% | 30% | 30% | 30% | 30% | 30% | 2 Years |
| Irish Life | 120% | 28% | 30% | 28% | 28% | 30% | 28% | 28% | 28% | |
| New Ireland | 225% | 50% | 20% | 20% | 20% | 12.5% | 12.5% | 12.5% | 12.5% | 5 Years |
| Royal London | 225% | 0% | 0% | 0% | 0% | 3% | 3% | 3% | 3% | 5 Years |
| Zurich Life | 100% | 12% | 12% | 12% | 12% | 12% | 12% | 12% | 12% | 1 Year |
| Group Protection | Death in Service | Clawback Period | Permanent Health Insurance | Clawback Period |
| Aviva | 6% | 12.5% | ||
| Irish Life | 6% p.a | 12.5% p.a | ||
| New Ireland | 15% | 1 Year | 20% | 1 Year |
| Zurich Life | 6% | n.a | 12.5% | n.a |