The risk picture for waste operators in 2025 and 2026
Sector focus
The HSA Programme of Work for 2025 included campaigns on vehicles at work and fire prevention, and referenced inspection focus areas including waste and recycling sites.5
Lithium ion battery guidance
The EPA published guidance on the safe storage of waste lithium ion batteries at waste handling facilities, reflecting the growing fire risk associated with damaged or incorrectly stored batteries.6
Fire risk and lithium ion batteries in the waste stream
Lithium ion battery incidents can escalate quickly due to thermal runaway, toxic smoke and the potential for re-ignition. The EPA guidance is designed specifically for Irish waste handling settings and is a useful starting point for both safety controls and insurance conversations.
- Segregate batteries at point of receipt and train staff to identify damaged, swollen or hot batteries.
- Use a dedicated, clearly signed quarantine area with non-combustible surfaces and separation from other wastes.
- Avoid crushing, compacting or puncturing batteries, and control the movement of batteries in the yard to prevent impact damage.
- Review detection and suppression systems with your fire safety adviser and insurer, including CCTV coverage, alarms, access for emergency services and extinguishing media suitable for battery fires.
- Strengthen housekeeping and combustible load management, especially around balers, shredders and storage bays.
Dublin Fire Brigade public guidance7 also notes that lithium ion batteries can present a fire risk when damaged, overcharged, submerged or short circuited, reinforcing the need for careful handling and storage.
Vehicles at work and plant are an insurance risk as well as a safety risk
Workplace transport incidents can lead to severe injuries, property damage and long operational disruption. Good controls also demonstrate mature risk management to insurers.
- Design traffic routes to separate pedestrians and vehicles, and enforce one way systems where practical.
- Control reversing. Use reversing aids, exclusion zones and trained banksmen for high risk manoeuvres.
- Set site speed limits and apply them consistently across staff, contractors and visitors.
- Maintain plant and vehicles and record inspections, defects and repairs.
- Manage contractor drivers with induction, route rules and supervision, not just signage.
The HSA provides specific guidance on managing vehicles at work, including layout, separation and supervision controls.
Joining up environmental, liability and property exposures
Waste operators often carry exposures that span multiple policies. Aligning safety controls and insurance wording helps avoid gaps.
- Property and business interruption: fire and smoke damage can shut down processing for extended periods. Review sums insured and business interruption calculations regularly.
- Employers and public liability: injuries and third party impacts can follow vehicle incidents, slips, trips and contractor failures.
- Environmental impairment: leaks, runoff and firewater can create pollution liabilities. Confirm where coverage sits and what conditions apply.
- Motor and fleet: fleet downtime affects service delivery, and offsite incidents can create third party liability.
A joined up approach helps ensure that your safety statement, emergency plans and insurance schedules all describe the same operation.
Claims readiness for fires and serious incidents
When a fire or major incident happens, claims may be progressed faster when key information is available immediately.
- Maintain an up to date asset register and stock values, and keep copies offsite.
- Retain CCTV footage and access logs, and document the sequence of events.
- Record emergency actions taken to prevent further loss and keep receipts for temporary repairs.
- Agree communication routes between site managers, your broker, insurers and emergency services.
- Review lessons learned and document corrective actions, as this can support insurer discussions at renewal.
How NFP Ireland can support your organisation
NFP Ireland works with waste and recycling businesses to reduce operational risk and improve insurance resilience.
We support practical controls that reduce fire, vehicle and contractor risks and help you present a strong risk management position to insurers.
- Site specific risk assessments covering fire risk, batteries, workplace transport and contractor management
- Insurance programme advice including property, business interruption, liability, motor fleet and environmental exposures
- Renewal presentations that evidence controls and improvement plans
- Claims readiness support and incident response checklists