Sauna, ice bath, cold plunge, hot tubs insurance
Strengthen the security of your businessInsurance schemes for saunas, ice baths, cold plunges, and hot tubs
If you own a sauna, ice bath, cold plunge, or hot tub business - no matter its size or range of facilities - you need the right insurance. Whether it's safeguarding your valuable property or insuring your employees or members of the public against accidents and injuries for which you may be liable, it’s important to have the right level of coverage suited to your business.
We have an exclusive insurance scheme with backed by panel of A rated Reinsurers to help make sure you receive the right level of cover for the right price.
Gemma Murphy
Account Handler
Insuring a sauna, ice bath, cold plunge, or hot tub can be challenging
Insurance is complex, especially if you have equipment that needs protecting. By not consulting a specialist broker to design a bespoke insurance programme, you may be leaving your business vulnerable to:
- Large Excess’ on your policy
- Gaps in your cover that you aren’t aware of
- Paying for more cover than you need
- Not insuring your assets for the correct value
- The risk of a time-consuming process when making a claim
- Risks that may lead to reputational and operational damage
NFP are your specialist sauna, ice bath, cold plunge, and hot tub insurance partner
Our specialist insurance team are here to understand your business, uncover your risks and work alongside you to design insurance solutions for your business that ensures:
- Your insurance programme is suitable for your business needs
- You’re paying for the right level of cover
- You get the support you need from our dedicated claims team, should you ever need to make a claim
- You receive recommendations to help keep your business protected in the future
Who do we work with?
Our commercial insurance team has experience in building tailored protection solutions for all types of businesses, including but not limited to:
Saunas and steam rooms
Ice baths
Cold plunge pools
Hot tubs and spas
Health and Fitness centres
Hotels
Request a quote from one of our insurance specialists
To discuss the requirements of your business, fill out the form below and one of our specialists will be in touch.
Frequently asked questions
Our exclusive insurance scheme includes a €6.5 million Public Liability Limit, ensuring comprehensive protection against claims made by third parties for injuries or damages.
The scheme covers Liability, Property, Business Interruption and Accidental Damage, providing robust protection for your business assets and operations.
No, our insurance scheme features a low excess of €500.
The scheme is backed by a panel of A rated Reinsurers to help make sure you receive a competitive price, ensuring strong financial backing and reliability.
Yes, finance is available over 6, 8 or 10 months with no deposit required, offering flexible payment options to suit your financial needs; options can be discussed with your broker.
NFP, your specialist people and insurance risk management partner
Harness NFP's global scale, our technology and our PeopleFirst approach to help your business thrive.
Health and safety
Practical, straightforward and cost-effective health and safety solutions
Employee benefits
Tailored benefits strategies, designed for your business
HR and people solutions
Supporting your people to evolve and thrive through periods of change